Mortgage lender DeltaCredit earned Rub 1.27 bln net profit under IFRS in 2015. The bank disclosed these data from its unaudited financial statement in a press release.
In 2014, the bank generated profit of Rub 2.77 bln, according to the financial statement. Thus, the bank's IFRS net profit slid 2.2x y-o-y.
Meanwhile, DeltaCredit's net banking income totaled nearly Rub 6.44 bln in 2015 vs. Rub 5.55 bln a year earlier.
As of January 1, 2016 DeltaCredit's assets reached Rub 156.7 bln, up 15.6% y-o-y (roughly Rub 135.51 bln).
The bank's credit portfolio before impairment provisions topped Rub 132.1 bln, the press release specified. According to the financial statement, as of December 31, 2015 the bank's retail credit portfolio reached Rub 130.21 bln compared to Rub 122.61 bln a year earlier. In 2015, the bank lent over Rub 33.4 bln.
Total funds attracted by the bank from clients increased from Rub 3.06 bln in 2014 to nearly Rub 3.76 bln in 2015, the financial statement showed. The bank's total equity capital contracted from Rub 16.52 bln to Rub 15.83 bln.
