Rosgosstrakh Bank's FY15 RAS net profit, excluding events occurring after the balance sheet date, came to Rub 642 mln. The bank published its interim results for 2015 on Wednesday.
Specifically, the bank's operating income remained at the 2014 level, equaling Rub 85 bln, including interest income that totaled Rub 11.6 bln. The bank's commission income jumped 19% from Rub 2.03 bln in 2014 to Rub 2.4 bln in 2015. The bank generated most of commission income from retail operations (Rub 1.7 bln), including income from bank card operations, money wires and payments.
As of January 1, 2016 the bank's equity (capital) exceeded Rub 22 bln. The lender's capital adequacy ratio (N1) came in at 15.11%.
Funds attracted from the bank's clients (given issued debt instruments) reached Rub 104.8 bln.
As of January 1, 2016 the bank's assets amounted to Rub 130 bln. The credit portfolio topped Rub 47.3 bln, including Rub 27.7 bln fell to retail loans, and Rub 16.5 bln to corporate loans (excluding inter-bank loans and repurchase transactions).
